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Creative Ideas
Product Development Overview
Kilpatrick Companies is a proven innovator of unique products. Our position in the marketplace–a general agent marketing diverse products for 40+ carriers through independent brokers–facilitates successful innovation of niche product opportunities. We understand client problems, and we nurture strong carrier and broker relationships.

  • Built one of the largest Multiple Employer Trusts in the country for small groups
  • Pioneered the first PPO program introduced in Texas
  • Created the first combined single-limit occupational accident program for Texas Non-Subscribers
  • Developed a unique deductible buy-back program for maritime employers (MEL)
  • Designed one of the first single-administration medical solutions combining full and limited medical programs for large groups
  • Introduced a payroll card program for employers with unbanked employees (CashConnectTM)
  • Invented a proprietary employee benefit program for foreign-born employees (FamiliaConnectTM)
  • Constructed a PEO alternative program that packages PEO/ASO services, benefits, and workers comp